- Copy the signed sales contract with all attachment s or addendums for the home you are purchasing.
- Copy the multiple listing sheet or tax bill.
- W-2's for the last two tax years
- Paycheck stubs covering the last 30 day period
- If any of the following apply, provide your personal U.S. tax return schedules
- If you earn substantial dividend or interest income
- If you received commission income
- If you own rental property
- Social security awards letter if you receive social security or disability income
- Verify address for the last two years
- If you rent: name, address, phone number of your landlord and copies of cancelled rent checks for the last 12 months
- If you own: name, address, account number, monthly payment and balance of your current mortgage
- Statements for the last three months for:
- All checking and/or savings accounts
- 401K Plans and/or employee savings plans
- Mutual funds and/or employee stock ownership
- IRA's and/or other retirement plan accounts
- Name, address, account numbers, payment amount and balances for:
- All credit cards that currently carry a balance
- all installment debts (furniture loans, consolidation loans, student loans, etc.)
- If you are selling your present home, please provide us with a copy of the sales contract or listing agreement
- If you are divorced, please provide the following:
- Copy of the divorce decree
Searcy's
Mortage Calculator
The following items will assist the lender in processing your loan application. It would be beneficial for you to provide the following documents to the lending institution.
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All Rights Reserved.
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